Kalaneedhi Monthly Savings Plan
Save every month. Own the jewellery you love.
Pay a fixed instalment of ₹7,000 or more every month for 11 months. After 12 months, redeem the full amount on jewellery at our Patiala store, with a discount worth 75% of one month’s instalment.
How it works
Four simple steps
- Enrol
Pay your first instalment online or at our Bhupindra Road store. That day is your enrolment date. - Pay monthly
Pay the same amount (minimum ₹7,000) every month for 11 months, with a 7-day grace period each month. - Earn your discount
After 12 months, you get a discount of 75% of one month’s instalment. - Redeem
Choose 22K gold jewellery or 14K/18K diamond jewellery at our store within 400 days of enrolment.
Benefit calculator
See what you’ll get
Minimum ₹7,000 per month.
Enrol
Start your plan
Choose your monthly amount and pay the first instalment online. You will see every payment, your next due date and your discount in My Account → My Savings Plans.
To enrol, log in or create a free account. Your account is where you will see every payment and your plan progress.
Already enrolled? Pay this month’s instalment from My Savings Plans. You can also pay at our store by cash, card, NEFT/RTGS or cheque in favour of “Kalaneedhi Jewellers LLP”.
Good to know
Plan benefits
Redeem in Patiala
Redeem at our Bhupindra Road store, open all days 10:30am – 8:00pm.
Gold or diamonds
Use your plan on 22K gold jewellery or 14K/18K diamond jewellery.
Flexible closing
After 6 instalments and 180 days you can pre-close and buy jewellery for the amount saved (without the discount).
Nominee
Appoint a nominee when you enrol, for peace of mind.
Key terms
Before you start
- 11 fixed monthly instalments of ₹7,000 or more; only one instalment per month.
- Instalments are due on the same date each month, with a 7-day grace period. Late payment reduces the discount proportionately.
- The plan matures 12 months after enrolment and must be redeemed within 400 days.
- Redemption is for the full instalment amount; partial purchase and cash refunds are not allowed. 24K gold cannot be purchased under the plan.
- Making charges, GST and other applicable charges apply at the time of purchase.
- Bring a valid photo ID (and PAN where required) when you redeem.
- Open to individuals only; not available to companies, firms, trusts, HUFs or NRI customers.
Read the full Monthly Savings Plan terms. Questions? Call +91 95177 51292 or email info@kalaneedhi.com.